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Hidden Costs of Increased Motor Insurance Premiums

I recently read with interest this article on Confused.com regarding increases in insurance premiums.

Even for what most people might describe as a ‘minor’ offence such as speeding in a 30 mph zone, the average insurance premium increases by a third.

The most severe increase in premium is imposed on those convicted of Driving with No Insurance. Although this is a strict liability offence, I often find that there are ‘grey’ areas and therefore it is important to obtain expert advice to see if you can avoid being convicted thus avoiding a double whammy of penalty points and an increased premium!